JP Insurance Group is Moving to Chandler! After 15 years at our Tempe office location, we have made the exciting decision to move our office to Chandler. We’ve loved our Tempe location however, we have out grown our office there…
Continue ReadingI understand that these are truly exceptional times with the impact of social distancing on your companies! I hope all of you are finding ways to mitigate the effects of coronavirus on our lives. As of March 31, 2020, Gov.…
Continue ReadingGreat News for Tract Home Builders! There’s a New Market for Tract Home Builders! – up to 25 homes in same development. Previously the only known market was on a WRAP policy for a minimum premium of $40,000 (due to…
Continue ReadingWhat you need to know about the New WC Law in Arizona… There’s a New Workers’ Compensation law for Arizona that went into effect 7/1/2019. What Changed? & How does it affect you? Working Owners of LLC’s and Corporations that…
Continue ReadingPresident-elect Trump has advocated for rebuilding our infrastructure so that may lead to more jobs on schools, parks, city offices and public housing. To find these job postings: Google – City of _____________ engineering and look for “requests for bids”.…
Continue ReadingWARNING READ THIS! GENERAL CONTRACTORS! THIS IS HOW WORK COMP COMPANIES OPERATE…. IF YOU HAVE EMPLOYEES THAT DO MULTIPLE TASKS ON THE JOBSITE, YOU NEED TO ACCOUNT FOR THEIR DAY BY SHOWING HOW MANY HOURS IN EACH TASK – TIME…
Continue ReadingIf you do any commercial jobs, you will find that their insurance requirements often stipulate that you need owned, non-owned & hired*1 auto or ( “any” auto) coverage at $1,000,000 limits. This is because they have risk managers that put…
Continue ReadingBefore you hire sub-contractors make sure you check their credentials and that they aren’t on the ROCs Most Wanted List (link)
Continue ReadingGeneral Liability insurance will make a charge for everyone you have out in the field doing the work that could mess up and cause a bodily injury or property damage claim. The rate they charge for employees, casual labor and…
Continue ReadingCasual labor is where you “hire” a laborer to help you temporarily and pay him cash “off the books”, like he is your “subcontractor”. There are many regulatory agencies (such as the ROC, Industrial Commission and IRS) that have a…
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