General Liability insurance will make a charge for everyone you have out in the field doing the work that could mess up and cause a bodily injury or property damage claim. The rate they charge for employees, casual labor and…
Continue ReadingCasual labor is where you “hire” a laborer to help you temporarily and pay him cash “off the books”, like he is your “subcontractor”. There are many regulatory agencies (such as the ROC, Industrial Commission and IRS) that have a…
Continue ReadingThere are 2 parts to the workers’ compensation policy: Statutory benefits and Employers Liability. If your employee is injured, he has to take statutory benefits and he can’t sue you because statutory benefits are “sole remedy”. The Industrial Commission requires…
Continue ReadingHiring employees? What every contractor should know. By Mike Leavene, Chief of Investigations Contractors should be familiar with all rules and laws relevant to hiring employees and know the license status of those employees hired as “1099” workers. “1099” employees…
Continue ReadingWELCOME 2016…THIS WILL BE A BETTER YEAR! Happy New year from all of us at JP Insurance Group! All of us at our network of companies are dedicated to providing information and services to help our contractors grow in 2016.…
Continue ReadingWHAT TO KNOW ABOUT CANCELLING YOUR GENERAL LIABILITY POLICY Your General Liability policy covers bodily injury and property damage while the work is being done and after the job is finished as long as you have continuous coverage. If you…
Continue ReadingThe Registrar of Contractors is accepting public comment on a proposed rule change increasing the permitted work allowed for the B-2 General Small Commercial Contractor license classification to not exceed $2,000,000. Please submit written comments to: ATTN: Jim Knupp, Arizona…
Continue Reading
